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Gloucester Old Bank
The Gloucester Old Bank was a British bank that operated between 1716 and 1838. It was founded in 1716 by James Wood.〔〔Heighway, Carolyn. ''Gloucester: a history and guide.'' Gloucester: Alan Sutton Publishing Limited, 1985, p.157. ISBN 0-86299-256-7〕 The bank was said to have been the oldest private bank in Britain, having survived the financial consequences of the Napoleonic Wars when many other banks went out of business. The claim was wrong as both C. Hoare & Co and Child & Co. were founded earlier, it was, however, one of the oldest banks in Britain in the nineteenth century.〔
At some point in the nineteenth century the bank became the ''Gloucester City Old Bank''. In 1838 it was taken over by the ''County of Gloucestershire Banking Company'' which eventually became part of Lloyds Bank.
==Apotheosis==
After the death of the first James Wood, the bank passed to his son Richard Wood and on his death in 1802 to James (Jemmy) Wood, the famous ''Gloucester Miser''.〔(James Wood's Time Line. ) corseandstaunton.org.uk, 2005. Retrieved 1 July 2011.〕
The bank reached its apotheosis under Jemmy, whose practice was to offer no interest on deposits of less than one year. At that time, the whole bank was believed to have consisted of just Jemmy and two clerks. Counterfeit coins were nailed to the counter as a warning to customers not to try to pass them off on the bank.〔("Jemmy Wood's Journal" ) by Irvine Grey in ''Transactions of the Bristol and Gloucestershire Archaeological Society'', Vol. 90, 1971, pp.158-177.〕
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